Guides
Bridging Finance
Guides
Practical knowledge for property developers and investors. No jargon, no fluff — just the information you need to make better funding decisions.
Getting Started
How to Finance an Auction Purchase
The 28-day countdown starts at hammer fall. Here’s how to have bridging finance ready before you bid.
Read guide →Getting Started
Bridging Loan vs Mortgage: Which Do You Need?
They solve different problems. Here’s when bridging makes sense and when a mortgage is the better option.
Read guide →Getting Started
Bridging Finance vs Development Finance
Two products, different use cases. When to use each, where they overlap, and how to use them together.
Read guide →Getting Started
How Long Does a Bridging Loan Take?
From enquiry to funds in your account. A realistic timeline for what to expect at each stage.
Read guide →Getting Started
Using Bridging Finance for Refurbishment
Buy below market value, refurbish, refinance or sell at the uplift. How to fund the full cycle.
Read guide →Costs & Rates
How Much Does a Bridging Loan Cost?
Rate, arrangement fee, exit fee, legal costs — the full breakdown of what you’ll actually pay.
Read guide →Structures & Strategy
Bridging Loan Exit Strategies Explained
Your exit strategy is the single most important factor in getting approved. Here’s how to get it right.
Read guide →Structures & Strategy
Bridging Loans for Limited Companies & SPVs
Most bridging finance is arranged through a company structure. Here’s why, and how it affects your deal.
Read guide →Structures & Strategy
Regulated vs Unregulated Bridging Loans
The distinction matters. Which type you need depends on the property and how you use it.
Read guide →Specialist Finance
Financing Land Without Planning Permission
Most lenders won’t touch it. We explain who will, what it costs, and how to structure the deal.
Read guide →Specialist Finance
Bridging Loans With Bad Credit
CCJs, defaults, missed payments — they don’t automatically disqualify you. Here’s what lenders actually look at.
Read guide →Specialist Finance
Second Charge Bridging Loans Explained
Raise capital behind your existing mortgage without disturbing it. How second charges work and when they make sense.
Read guide →Specialist Finance
Development Exit Finance Explained
Your build is complete but units aren’t sold yet. How to refinance out of expensive development loans.
Read guide →Need Specific Advice?
These guides cover the general principles. For advice specific to your deal, get in touch. If we can respond immediately we will, otherwise within 2 hours during business hours.