Total Transparency
Bridging Finance
Cost Calculator
Know your total cost of borrowing — rate, fees, legal and valuation costs, giving you total cost. No surprises.
A realistic starting point — not a promise. Every deal is different. Your actual rate, fees, and total cost depend on the property, your exit strategy, and which lender fits best. We show you the maths upfront because we believe in transparency — but the real value is in how we structure your deal, not just the number.
The rates are updated weekly to reflect current market conditions & pricing. They won’t always be what you want to hear — but they’re honest. No unrealistic teaser rates, no hidden fees, no surprises at completion. Just full transparency.
Understanding Bridging Costs
Why Rates Vary
Bridging rates typically range from 0.40% to 1.5% per month. Your rate depends on the LTV, property type, borrower experience, exit strategy, and deal complexity. We find the most competitive rate for your specific circumstances.
Total Cost Matters More Than Rate
Two loans with the same headline rate can have very different total costs once fees are factored in. Always compare the total cost of borrowing, not just the monthly rate. That's why our calculator shows you everything.
Speed Has Value
Bridging finance costs more than a traditional mortgage — but it completes in days, not months. For time-sensitive deals, the cost of delay (or losing the deal entirely) far outweighs the finance cost.
We Can Often Do Better
This calculator uses indicative figures. When we structure your actual deal and approach our lender panel, we frequently achieve better rates and lower fees than the defaults shown here.
Ready for Exact Terms?
Get in touch and we'll provide precise figures tailored to your deal. If we can respond immediately we will, otherwise within 2 hours during business hours.